Legal Disclosure

Important Disclosure: Harpreet Oberoi is an individual HLLQP (Handling Life Insurance and Investment Products) licensed advisor, issued by the Financial Services Regulatory Authority of Ontario (FSRA).

Harpreet Oberoi is contracted individually to sell financial products and services on behalf of authorized insurance and investment providers. All insurance and investment products are sold through licensed distribution channels regulated by FSRA and other applicable provincial regulatory bodies.

Company Structure: Oberoi Wealth Group is an entity created for advertising purposes and lead generation. All financial advisory services, insurance solutions, and investment products are provided by Harpreet Oberoi as a licensed individual advisor. Clients engage directly with Harpreet Oberoi for all financial services.

Verification: Please verify all licenses and credentials with the Financial Services Regulatory Authority of Ontario (FSRA) before engaging any financial services.

Financial Services Regulatory Authority of Ontario (FSRA)

Address: 250 Dundas Street West, Suite 700, Toronto, ON M5T 2Z5

Phone: 1-844-733-2376

Website: www.fsra.ontario.ca

Harpreet Oberoi provides financial planning, investment advisory, and insurance services including:

• Life Insurance (Term, Whole Life, Universal Life)
• Disability and Critical Illness Insurance
• Travel and Visitor Insurance
• Investment advisory and portfolio management
• Registered and non-registered investment products
• Retirement and education savings planning
• Business succession and owner succession planning

As a licensed insurance and investment advisor, Harpreet Oberoi may earn commissions from the sale of insurance products and investment solutions. These commissions are standard in the financial services industry and do not negatively impact the cost to clients. All recommendations are made in the best interest of clients based on their individual financial situations, goals, and risk tolerance.

Clients have the right to request information about compensation structures and potential conflicts of interest at any time.

Insurance Products: Insurance products are protected by the Insurance Act of Ontario and regulated by FSRA. Life insurance policies are protected up to certain limits under the Assuris protection program.

Investment Products: Registered investment accounts benefit from creditor protection under applicable provincial legislation. Investments are subject to market risk and past performance does not guarantee future results.

Complaint Resolution: Clients may file complaints with FSRA regarding any concerns about services, conduct, or products provided by Harpreet Oberoi.

All client information is kept strictly confidential and is protected in accordance with applicable privacy laws and FSRA regulations. Personal financial information is used exclusively for providing services and is never shared with third parties without explicit client consent, except where required by law.

For detailed privacy practices, please refer to our Privacy Policy.

This website and its contents are for informational purposes only and do not constitute financial, legal, or tax advice. Information provided on this website is general in nature and may not be applicable to individual circumstances. All clients should consult with appropriate professional advisors before making any financial decisions.

Harpreet Oberoi and Oberoi Wealth Group are not liable for any direct or indirect losses resulting from reliance on the information provided on this website or through communications.

For legal inquiries or questions about regulatory compliance, please contact:

Email: oberoiwealthgroup@gmail.com

Phone: +1 (519) 550-0000